Leasing or buying – which is more profitable for business? Why is this question becoming increasingly relevant?
In 2025, Ukrainian business operates in conditions of uncertainty: currency fluctuations, high bank rates, limited access to financing. In such a situation, the choice between purchasing machinery/equipment and leasing can be decisive.
What is more profitable: investing the entire amount at once or preserving working capital?
Comparison: Buying vs. Leasing
Purchase:
- Full payment of the cost immediately
- Equipment becomes your property
- Expenses are deducted from the company’s balance sheet
- It is more difficult to update the equipment after 2–3 years
- Requires large one-time investments
Leasing:
- Payment in installments (an advance of 20–30% is enough)
- You use the property without freezing funds
- The property can be redeemed at the end of the term
- Monthly payments are evenly distributed
- Easy exit from the agreement, equipment update or replacement
Tax benefits of leasing:
- Leasing costs are included in the gross expenses of the enterprise.
- The leasing object is depreciated – reducing the tax burden.
- All related services (insurance, registration) are also included in the monthly payments – without “hidden” costs.
For whom is leasing more profitable?
- Startups and SMEs that need to maintain liquidity
- Growing companies that are expanding or updating their technical base
- Companies with seasonal employment – leasing is easily adaptable to changing loads
- Enterprises that work with grants or subsidies – it is convenient to combine with support programs
Why choose TEKOM leasing?
- We have been working since 2007 – we have a reputation and stability
- Partnership programs with leading suppliers
- Flexible payment schedules, minimum bureaucracy
- Online application submission and support at all stages
In 2025, leasing is not only more profitable than buying, but also strategically smarter.
It allows you to develop your business without sacrificing financial stability.
Need a car, equipment or even a power plant – all this is possible without overpayments and long waits.
