Leasing in the digital age: how automation is changing the rules of the game
At the 2024 Leasing Life Conference & Awards in Milan, key speakers from international leasing companies made a clear conclusion: leasing is no longer just a financial service, it is a tool for innovative business transformation.
Key trends in equipment leasing:
- AI in asset valuation and management. Artificial intelligence systems predict the technical condition of equipment, residual value and allow you to dynamically adapt leasing conditions.
- IoT – smart equipment. Modern equipment is connected to the Internet, transmits data in real time, which allows you to detect wear and tear, avoid downtime and optimize costs.
- Equipment as a service platforms. Customers increasingly want to pay for use, not ownership. This opens up a new market for short-term and service leasing.
- ESG orientation. More than 60% of new leasing contracts in the EU in 2024 will be for energy-efficient equipment or equipment with a reduced carbon footprint.
Digital transformation has touched almost every industry — and the leasing market is no exception.
Today, you can get financing literally in a few clicks — without queues at the bank, without unnecessary certificates and with transparent conditions.
Global experience:
According to McKinsey, companies that have invested in leasing process automation have increased the efficiency of sales departments by 20–30% and reduced the number of errors in contracts.
In conditions of staff shortages and the desire of businesses to work transparently and quickly, automation is no longer an advantage, but a necessity. Modern leasing companies are becoming more like digital platforms than traditional financial intermediaries.
For Ukraine, this means:
- Businesses that are the first to adapt to digital leasing gain a competitive advantage.
- Companies focused on the European market should implement ESG practices now.
- Leasing of the future is a combination of technology, transparency and economic flexibility.
Bottom line: smart equipment, leasing as a service, environmental standards – all this is already shaping the new face of business financing.
TEKOM Leasing is ready to become your partner in this transformation.
