How to prepare a business for leasing: a checklist for an entrepreneur
In 2025, leasing in Ukraine continues to be one of the most convenient financial instruments for business development. But in order to get favorable conditions, avoid delays and not miss the chance for financing, you need to prepare well. This article contains a step-by-step checklist that will help you successfully go through the process of concluding a leasing agreement.
What is leasing?
Leasing is a financial instrument with the help of which an enterprise can obtain the necessary property (vehicles, machinery, equipment, real estate, etc.) for use with the subsequent right of redemption. The terms usually provide for regular payments during the term of the agreement.
Checklist: How to prepare for leasing
1. Assess your real needs
Before contacting a leasing company, determine:
- What equipment, transport or property do you need?
- For what purposes is it used?
- Do you need one facility or an entire fleet/production line?
Tip: Excess or overpriced assets can put pressure on your finances.
2. Analyze the company’s financial condition
Lessors assess the business’s ability to make payments on time.
Prepare:
- The company’s balance sheet for the last year
- Profit and loss statement
- Tax statements
- Bank statement on open accounts
3. Collect legal documents
Each company should have a complete set of documents for verification:
Required:
- Extract from the Unified State Register
- Company charter
- Decision on the appointment of a manager
- Licenses, if the activity is subject to licensing
4. Choose a leasing object
In some cases, the leasing company will select a partner/supplier itself, and sometimes you have to choose the equipment or transport yourself.
Specify:
- Equipment price
- Warranty conditions
- Delivery date
5. Prepare a deposit (if necessary)
Not always, but sometimes the lessor may ask for collateral (property or surety).
Tip: Discuss this in advance so as not to break the deal.
6. Calculate the financial burden
Use a leasing calculator – many companies, for example, TEKOM-Leasing, offer such tools on their website.
Pay attention to:
- Monthly payment
- Down payment
- Term of the contract
- Redeem value (if provided)
7. Discuss additional conditions
These may include:
- Maintenance of the leased object
- Insurance
- Early repayment
- Liability for damage or loss of property
Benefits of early preparation
✅ Faster transaction processing
✅ Minimum requests from the lessor
✅ More favorable financing terms
✅ Higher probability of receiving a positive decision
Leasing is not difficult if you approach it with preparation. Having collected the necessary documents, calculated your strength and clearly understood the purpose of financing, you can quickly obtain machinery, equipment or other resources for the development of your business.
TEKOM-Leasing is ready to support you at every stage and offers transparent conditions, personal consultations, and a leasing calculator for convenient calculations.
