5 myths you didn’t know about leasing: reality and examples that will surprise you
Leasing has long become a tool for development in the world, but in Ukraine there are still many myths around it. Often, entrepreneurs choose a loan or wait for “better times”, without even considering leasing as a real, profitable alternative.
Let’s figure out what leasing really is and why it is worth knowing it in person.
1. Myth: Leasing is like renting, without ownership
Reality: In financial leasing, the client gets the right to buy back the property after the contract ends. That is, the car, machinery or equipment actually becomes the property.
Example: Entrepreneur Igor leased woodworking equipment. In 3 years, he paid off its full cost, and now it is on the balance sheet of his company. Without collateral, without a mortgage.
2. Myth: It’s only for large companies
Reality: Leasing is available to small businesses, sole proprietors, and even individuals (for example, for cars).
Example: A bakery in Kropyvnytskyi leased refrigerated display cases and a coffee machine, investing only 20% of the cost. The profit from coffee began to cover payments from the first month.
3. Myth: It’s more expensive than a loan
Reality: Leasing can be cheaper because it doesn’t require a mortgage, has flexible schedules, and includes service or insurance. Also, the tax burden is lower.
Figures: In a contract with TEKOM-leasing, the average client saves up to 15-20% of the cost compared to a classic loan, taking into account processing costs, commissions, insurance, etc.
4. Myth: It’s complicated and takes a long time to process
Reality: Modern leasing companies work online, automated. The collection of documents is minimal. And the decision can be obtained in 1-2 days.
Example: A family service station from Vinnytsia received new diagnostic equipment on lease on the 4th day after the application. Everything was done remotely.
5. Myth: It is not suitable for unstable times
Reality: Leasing is the best option during a crisis. You do not freeze capital, but continue to develop.
Advantages in the realities of 2024–2025:
Saving working capital.
- Programs with an advance payment of 20–30%.
- Possibility of early redemption.
- Tax benefits.
So, why leasing is an option that every business should know about:
✅ Minimal start-up costs
✅ Simple procedure
✅ Ability to choose the conditions that suit you
✅ Reliable financial partner (such as TEKOM-leasing)
✅ Without loss of flexibility
Don’t let fears stop the development of your business. Leasing is not an “alternative”, it is a full-fledged financial instrument of the new generation.
Want to try it – leave a request, and you will receive your calculation tomorrow. Or use the leasing calculator
